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	<title>Carney-Cargill, Inc.</title>
	<link>http://www.carneycargill.com</link>
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		<title>WA State Insurance Rate Increases</title>
		<description><![CDATA[Are you interested in why your rates went up? The Washington State Office of the Insurance Commisioner now publishes all rate requests, reviews, and approvals. If you would like to look at them, please visit the official website at: WA State OIC]]></description>
		<link>http://www.carneycargill.com/2012/02/wa-state-insurance-rate-increases/</link>
			</item>
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		<title>How Preventative Care ends up being billed</title>
		<description><![CDATA[Many of our clients have questions when they go to the doctor for routine preventative care and end up being charged for the service. It is true that under the new Federal Health Care Reform your preventative care is in most cases covered at 100% but here is an article from the Seattle Times that [...]]]></description>
		<link>http://www.carneycargill.com/2012/02/how-preventative-care-end-up-being-billed/</link>
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		<title>New 2012 HSA Information</title>
		<description><![CDATA[For 2012, the Health Savings Account Limits are $3,100 for an individual and $6,250 for a family. For more information on Health Savings Account Limits and other Health Savings Account Information you can look at these recommended sites: HSA Bank IRS]]></description>
		<link>http://www.carneycargill.com/2012/02/new-2012-hsa-information/</link>
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	<item>
		<title>- New Enrollment Periods for Children Under 19</title>
		<description><![CDATA[The individual health insurance market will have two special open-enrollment periods for children this year. Parents who want to add their children to their individual health plans or buy child-only plans can do so from March 15-April 30, 2011 and from Sept. 15-Oct. 31, 2012. This is ongoing from 2011 legislation and is WAC 284-43-985 [...]]]></description>
		<link>http://www.carneycargill.com/2011/02/new-enrollment-periods-for-children-under-19/</link>
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		<title>- Group plans available to 1 person businesses October 1st, 2010</title>
		<description><![CDATA[On Oct. 1, 2010, state law will consider 1 person a “group” for insurance purposes. This means that sole proprietors, for example, will now be able to apply for group coverage. The law includes provisions to ensure that the business is bona fide. Depending on the way the business is set up, applicants may have [...]]]></description>
		<link>http://www.carneycargill.com/2011/02/group-plans-available-to-1-person-businesses-october-1st-2010/</link>
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		<title>- Do you know about the Washington State-Issued Drug Card?</title>
		<description><![CDATA[Washington State has a free drug card available to all of its citizens that can be used for a 60% discount on generic and 20% discount on brand name drugs. Most large pharmacy chains honor the discount card, and there’s also the option of home delivery. Any Washington State resident regardless of age or income [...]]]></description>
		<link>http://www.carneycargill.com/2010/05/do-you-know-about-the-wa-state-issued-drug-card/</link>
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